/* ============================================================
   KREDIPYME — Hoja de estilos principal
   Fase 2: Navbar, Hero, Trust Bar, Necesidades
   ============================================================ */

/* ── DESIGN TOKENS — Colombia Tricolor ──────────────────────── */
:root {
  /* Paleta bandera de Colombia: azul andino + amarillo patria + rojo tricolor */
  --navy-950: #020B1F;   /* Azul Colombia ultra profundo */
  --navy-900: #041530;   /* Fondo hero principal */
  --navy-800: #0C2550;   /* Superficies oscuras */
  --navy-700: #183E90;   /* Azul bandera profundo */
  --navy-600: #1E52B8;   /* Azul profesional */
  --navy-500: #3070D8;   /* Acento azul vivo */
  --navy-100: #CCDDF8;
  --navy-50:  #E8F0FF;

  --gold-700: #8B5E00;   /* Amarillo Colombia oscuro */
  --gold-600: #B07800;   /* Amarillo Colombia medio */
  --gold-500: #D49500;   /* Amarillo Colombia — color principal */
  --gold-400: #E8B020;   /* Amarillo Colombia suave */
  --gold-100: #FEF3C0;   /* Amarillo Colombia pálido */

  --red-600:  #8C1220;
  --red-500:  #B01D2A;   /* Rojo Colombia tricolor */
  --red-100:  #FDE8EC;

  --green-700: #15803D;
  --green-600: #16A34A;
  --green-100: #DCFCE7;

  /* Fondos: blanco institucional con matiz azul-Colombia */
  --bg:       #F0F4FF;   /* Fondo principal: limpio y profesional */
  --bg-alt:   #E4ECFB;   /* Fondo alternativo: azul suave */
  --card:     #FFFFFF;   /* Tarjetas: blanco puro */
  --border:   #C0D0EE;
  --border-mid:#9AB0DC;

  /* Texto */
  --text-900: #020B1F;
  --text-700: #102060;
  --text-500: #2C4E8A;
  --text-400: #4870B0;
  --text-300: #6A8EC8;

  /* Sombras */
  --shadow-xs:   0 1px 3px rgba(4,21,48,.08);
  --shadow-sm:   0 2px 8px rgba(4,21,48,.10);
  --shadow-md:   0 4px 20px rgba(4,21,48,.12);
  --shadow-lg:   0 8px 40px rgba(4,21,48,.16);
  --shadow-gold: 0 4px 24px rgba(212,149,0,.28);
  --shadow-navy: 0 4px 24px rgba(4,21,48,.40);

  /* Tipografía — pareja display + cuerpo */
  --font-display: 'Cormorant Garamond', Georgia, 'Times New Roman', serif;
  --font: 'Jost', system-ui, -apple-system, sans-serif;

  /* Espaciado base 8 */
  --sp-1: 8px;
  --sp-2: 16px;
  --sp-3: 24px;
  --sp-4: 32px;
  --sp-5: 40px;
  --sp-6: 48px;
  --sp-7: 64px;
  --sp-8: 96px;

  /* Radios — más refinados */
  --r-xs:  3px;
  --r-sm:  6px;
  --r-md:  10px;
  --r-lg:  14px;
  --r-xl:  20px;
  --r-2xl: 28px;
  --r-pill: 9999px;

  /* Layout */
  --container: 1200px;
  --nav-h:     68px;
  --section-py: 104px;

  /* Transiciones */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in:  cubic-bezier(.4,0,1,1);
  --ease-std: cubic-bezier(.4,0,.2,1);
}

/* Dark mode tokens — Azul Colombia profundo */
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg:        #041530;
    --bg-alt:    #061840;
    --card:      #0A2050;
    --border:    #183070;
    --border-mid:#204090;
    --text-900:  #EEF2FF;
    --text-700:  #B0C4F0;
    --text-500:  #7090C0;
    --text-400:  #4A6090;
    --text-300:  #304070;
  }
}
:root[data-theme="dark"] {
  --bg:        #041530;
  --bg-alt:    #061840;
  --card:      #0A2050;
  --border:    #183070;
  --border-mid:#204090;
  --text-900:  #EEF2FF;
  --text-700:  #B0C4F0;
  --text-500:  #7090C0;
  --text-400:  #4A6090;
  --text-300:  #304070;
}

/* ── SKIP LINK (accesibilidad) ───────────────────────────────── */
.skip-link {
  position: fixed;
  top: var(--sp-2);
  left: var(--sp-2);
  z-index: 9999;
  background: var(--gold-500);
  color: var(--navy-950);
  font-size: .875rem;
  font-weight: 700;
  padding: 10px 20px;
  border-radius: var(--r-pill);
  text-decoration: none;
  box-shadow: var(--shadow-md);
  transform: translateY(-120%);
  transition: transform .22s var(--ease-std);
  outline: 2px solid var(--navy-900);
  outline-offset: 2px;
}
.skip-link:focus {
  transform: translateY(0);
}

/* ── RESET & BASE ────────────────────────────────────────────── */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--nav-h) + 8px);
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--text-900);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

body.has-sticky-cta {
  padding-bottom: 72px;
}

img, video, svg {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

button {
  cursor: pointer;
  border: none;
  background: none;
  font: inherit;
}

/* ── CONTAINER ───────────────────────────────────────────────── */
.container {
  width: min(100%, var(--container));
  margin-inline: auto;
  padding-inline: var(--sp-3);
}

@media (min-width: 768px) {
  .container { padding-inline: var(--sp-4); }
}

/* ── SECCIONES ───────────────────────────────────────────────── */
.section {
  padding-block: var(--section-py);
}

.section-head {
  text-align: center;
  max-width: 640px;
  margin-inline: auto;
  margin-bottom: var(--sp-7);
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2.25rem, 5vw, 3.25rem);
  font-weight: 600;
  line-height: 1.1;
  color: var(--text-900);
  text-wrap: balance;
  margin-bottom: var(--sp-2);
  letter-spacing: -.01em;
}

.section-subtitle {
  font-size: 1.0625rem;
  color: var(--text-500);
  line-height: 1.65;
  text-wrap: balance;
}

/* ── BOTONES ─────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: var(--r-pill);
  font-size: .9375rem;
  font-weight: 600;
  line-height: 1;
  cursor: pointer;
  transition: all .22s var(--ease-std);
  white-space: nowrap;
  border: 2px solid transparent;
  text-decoration: none;
}

.btn:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
}

.btn--gold {
  background: var(--gold-500);
  color: var(--navy-950);
  border-color: var(--gold-500);
  box-shadow: var(--shadow-gold);
}
.btn--gold:hover {
  background: var(--gold-400);
  border-color: var(--gold-400);
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(212,149,0,.42);
}
.btn--gold:active {
  transform: translateY(0);
}

.btn--outline-light {
  background: transparent;
  color: rgba(255,255,255,.90);
  border-color: rgba(255,255,255,.30);
}
.btn--outline-light:hover {
  background: rgba(255,255,255,.10);
  border-color: rgba(255,255,255,.55);
}

.btn--outline-navy {
  background: transparent;
  color: var(--navy-800);
  border-color: var(--border-mid);
}
.btn--outline-navy:hover {
  background: var(--navy-50);
  border-color: var(--navy-600);
}

.btn--lg {
  padding: 15px 32px;
  font-size: 1rem;
}

.btn--full {
  width: 100%;
  justify-content: center;
}

.cta-center {
  text-align: center;
  margin-top: var(--sp-6);
}

/* ── REVEAL ANIMATIONS ───────────────────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(44px);
  transition: opacity .72s var(--ease-out), transform .72s var(--ease-out);
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal[data-delay="1"] { transition-delay: .08s; }
.reveal[data-delay="2"] { transition-delay: .16s; }
.reveal[data-delay="3"] { transition-delay: .24s; }
.reveal[data-delay="4"] { transition-delay: .32s; }
.reveal[data-delay="5"] { transition-delay: .40s; }

@media (prefers-reduced-motion: reduce) {
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

/* ── KEYFRAMES ───────────────────────────────────────────────── */
@keyframes float-card {
  0%, 100% { transform: translateY(0) rotate(-1deg); }
  50%       { transform: translateY(-12px) rotate(-1deg); }
}
@keyframes float-b1 {
  0%, 100% { transform: translateY(0) rotate(2deg); }
  60%       { transform: translateY(-8px) rotate(2deg); }
}
@keyframes float-b2 {
  0%, 100% { transform: translateY(0) rotate(-3deg); }
  40%       { transform: translateY(-10px) rotate(-3deg); }
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: .6; transform: scale(1.3); }
}
@keyframes progress-fill {
  from { width: 0; }
  to   { width: 72%; }
}
@keyframes fade-up {
  from { opacity: 0; transform: translateY(6px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ================================================================
   NAVBAR
   ================================================================ */
#navbar {
  position: fixed;
  inset: 0 0 auto;
  z-index: 200;
  transition: box-shadow .3s var(--ease-std), background .3s var(--ease-std);
  background: transparent;
}

#navbar.scrolled {
  background: rgba(4,21,48,.96);
  backdrop-filter: blur(20px) saturate(160%);
  -webkit-backdrop-filter: blur(20px) saturate(160%);
  box-shadow: 0 2px 24px rgba(0,0,0,.30);
}

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-h);
  gap: var(--sp-3);
}

/* Logo */
.nav__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

.nav__logo-mark {
  width: 36px;
  height: 36px;
  border-radius: var(--r-sm);
  background: var(--gold-500);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.nav__logo-name {
  font-size: 1.15rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: -.01em;
}
.nav__logo-name em {
  font-style: normal;
  color: var(--gold-500);
}

/* Links desktop */
.nav__links {
  display: none;
  align-items: center;
  gap: var(--sp-3);
}

@media (min-width: 900px) {
  .nav__links { display: flex; }
}

.nav__link {
  font-size: .9rem;
  font-weight: 500;
  color: rgba(255,255,255,.80);
  text-decoration: none;
  padding: 4px 0;
  position: relative;
  transition: color .2s;
}
.nav__link::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--gold-500);
  transform: scaleX(0);
  transition: transform .25s var(--ease-std);
  transform-origin: left;
  border-radius: 1px;
}
.nav__link:hover {
  color: #fff;
}
.nav__link:hover::after {
  transform: scaleX(1);
}

/* Acciones */
.nav__actions {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
}

.nav__actions .btn {
  display: none;
}
@media (min-width: 640px) {
  .nav__actions .btn { display: inline-flex; }
}

/* Hamburguesa */
.nav__burger {
  width: 40px;
  height: 40px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  border-radius: var(--r-sm);
  transition: background .2s;
}
.nav__burger:hover { background: rgba(255,255,255,.08); }
.nav__burger span {
  display: block;
  width: 22px;
  height: 2px;
  background: #fff;
  border-radius: 1px;
  transition: transform .28s var(--ease-out), opacity .2s;
  transform-origin: center;
}
.nav__burger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__burger.is-open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav__burger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (min-width: 900px) {
  .nav__burger { display: none; }
}

/* Menú móvil */
.nav__mobile {
  display: none;
  flex-direction: column;
  gap: var(--sp-2);
  padding: var(--sp-3) var(--sp-3) var(--sp-4);
  background: rgba(2,8,24,.98);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border-top: 1px solid rgba(255,255,255,.08);
}
.nav__mobile.is-open {
  display: flex;
}
@media (min-width: 900px) {
  .nav__mobile { display: none !important; }
}

.nav__mobile-links {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}

.nav__mobile-link {
  display: block;
  padding: 12px var(--sp-2);
  font-size: 1rem;
  font-weight: 500;
  color: rgba(255,255,255,.85);
  border-radius: var(--r-md);
  transition: background .18s, color .18s;
  text-decoration: none;
}
.nav__mobile-link:hover {
  background: rgba(255,255,255,.06);
  color: #fff;
}

.nav__mobile-cta {
  margin-top: var(--sp-1);
}

/* ================================================================
   HERO
   ================================================================ */
.hero {
  min-height: 100dvh;
  min-height: 100vh;
  background: var(--navy-900);
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  padding-top: var(--nav-h);
}

/* Grid decorativo */
.hero__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}

/* Glow orbs */
.hero__glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  pointer-events: none;
  will-change: transform;
}
.hero__glow--1 {
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(30,82,184,.35) 0%, transparent 70%);
  top: -150px;
  right: -150px;
}
.hero__glow--2 {
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(212,149,0,.14) 0%, transparent 70%);
  bottom: -80px;
  left: 5%;
}

/* Inner */
.hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-7);
  align-items: center;
  padding-block: var(--sp-8) var(--sp-7);
}

@media (min-width: 1024px) {
  .hero__inner {
    grid-template-columns: 1fr 480px;
    gap: var(--sp-8);
    padding-block: 120px 96px;
  }
}

/* Contenido hero */
.hero__content {
  max-width: 580px;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  font-size: .72rem;
  font-weight: 500;
  color: var(--gold-400);
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: var(--sp-3);
}
.hero__eyebrow::before {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: var(--gold-500);
  opacity: .55;
  flex-shrink: 0;
}

.hero__title {
  font-family: var(--font-display);
  font-size: clamp(3rem, 7.5vw, 5rem);
  font-weight: 600;
  line-height: 1.04;
  color: #fff;
  letter-spacing: -.02em;
  text-wrap: balance;
  margin-bottom: var(--sp-3);
}

.hero__title-accent {
  color: var(--gold-500);
  font-style: italic;
  display: block;
}

.hero__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: rgba(255,255,255,.72);
  line-height: 1.7;
  max-width: 520px;
  margin-bottom: var(--sp-4);
  text-wrap: balance;
}

.hero__ctas {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-2);
  margin-bottom: var(--sp-4);
}

.hero__badges {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-1) var(--sp-3);
}

.hero__badge {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .8125rem;
  color: rgba(255,255,255,.65);
  font-weight: 500;
}

.hero__badge-check {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: rgba(212,149,0,.18);
  border: 1px solid rgba(212,149,0,.35);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--gold-400);
}

/* Visual hero — solo desktop */
.hero__visual {
  display: none;
}

@media (min-width: 1024px) {
  .hero__visual {
    display: flex;
    justify-content: center;
    align-items: center;
  }
}

/* ── Banner visual hero ──────────────────────────────────────── */
.hero__banner-wrap {
  position: relative;
  width: 100%;
  max-width: 520px;
  animation: float-card 7s ease-in-out infinite;
}

.hero__banner-inner {
  position: relative;
  border-radius: var(--r-xl);
  overflow: hidden;
  box-shadow: 0 28px 72px rgba(0,0,0,.50), 0 0 0 1px rgba(255,255,255,.10);
}

.hero__banner-img {
  width: 100%;
  display: block;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  object-position: center 25%;
}

.hero__banner-grad {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to bottom,
    rgba(4,21,48,.22) 0%,
    transparent 45%,
    rgba(4,21,48,.60) 100%
  );
  pointer-events: none;
}

/* Dashboard mockup (clases legacy — ya no se usan en el hero) */
.dash {
  position: relative;
  width: 100%;
  max-width: 380px;
}

.dash__card {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--r-xl);
  padding: var(--sp-3);
  backdrop-filter: blur(24px) saturate(180%);
  -webkit-backdrop-filter: blur(24px) saturate(180%);
  box-shadow: 0 24px 64px rgba(0,0,0,.35), 0 0 0 1px rgba(255,255,255,.06);
  animation: float-card 7s ease-in-out infinite;
}

.dash__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--sp-3);
}

.dash__logo {
  display: flex;
  align-items: center;
  gap: 8px;
}

.dash__logo-dot {
  width: 28px;
  height: 28px;
  border-radius: var(--r-sm);
  background: var(--gold-500);
  display: flex;
  align-items: center;
  justify-content: center;
}

.dash__logo-name {
  font-size: .875rem;
  font-weight: 700;
  color: #fff;
}

.dash__status {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .75rem;
  color: var(--green-100);
  background: rgba(22,163,74,.15);
  border: 1px solid rgba(22,163,74,.25);
  padding: 4px 10px;
  border-radius: var(--r-pill);
}

.dash__status-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--green-600);
  animation: pulse-dot 2s ease-in-out infinite;
}

.dash__amount-lbl {
  font-size: .75rem;
  color: rgba(255,255,255,.55);
  text-transform: uppercase;
  letter-spacing: .05em;
  margin-bottom: 4px;
}

.dash__amount {
  font-family: var(--font-display);
  font-size: 2.25rem;
  font-weight: 600;
  color: #fff;
  letter-spacing: -.02em;
  line-height: 1;
  margin-bottom: 4px;
}

.dash__amount-sub {
  font-size: .7rem;
  color: rgba(255,255,255,.38);
  margin-bottom: var(--sp-2);
}

.dash__progress-wrap {
  margin-bottom: var(--sp-3);
}

.dash__progress-head {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  color: rgba(255,255,255,.55);
  margin-bottom: 8px;
}

.dash__progress-track {
  height: 6px;
  background: rgba(255,255,255,.10);
  border-radius: var(--r-pill);
  overflow: hidden;
}

.dash__progress-fill {
  height: 100%;
  width: 72%;
  background: linear-gradient(90deg, var(--gold-600), var(--gold-400));
  border-radius: var(--r-pill);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 1.5s var(--ease-out);
}
.dash__progress-fill.is-animated { transform: scaleX(1); }

.dash__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-1);
  padding-top: var(--sp-2);
  border-top: 1px solid rgba(255,255,255,.08);
}

.dash__stat {
  display: flex;
  flex-direction: column;
  gap: 2px;
  text-align: center;
}

.dash__stat-val {
  font-family: var(--font-display);
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--gold-400);
  letter-spacing: -.01em;
}

.dash__stat-lbl {
  font-size: .65rem;
  color: rgba(255,255,255,.45);
  text-transform: uppercase;
  letter-spacing: .04em;
}

/* Badges flotantes */
.dash__float {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: var(--r-md);
  background: rgba(15,30,50,.85);
  border: 1px solid rgba(255,255,255,.12);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 8px 32px rgba(0,0,0,.25);
  min-width: 170px;
}

.dash__float--1 {
  bottom: -20px;
  left: -40px;
  animation: float-b1 6s ease-in-out infinite;
}

.dash__float--2 {
  top: 30px;
  right: -40px;
  animation: float-b2 8s ease-in-out infinite;
}

.dash__float-icon {
  width: 32px;
  height: 32px;
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.dash__float-icon--gold {
  background: rgba(212,149,0,.18);
  color: var(--gold-400);
  border: 1px solid rgba(212,149,0,.25);
}
.dash__float-icon--green {
  background: rgba(22,163,74,.18);
  color: var(--green-600);
  border: 1px solid rgba(22,163,74,.25);
}

.dash__float-title {
  font-size: .8125rem;
  font-weight: 600;
  color: #fff;
  line-height: 1.2;
}
.dash__float-sub {
  font-size: .7rem;
  color: rgba(255,255,255,.50);
  line-height: 1.2;
}

/* ================================================================
   BARRA DE CONFIANZA — ticker marquee continuo
   ================================================================ */
.trust-bar {
  background: var(--navy-950);
  padding-block: var(--sp-2) calc(var(--sp-2) + 2px);
  overflow: hidden;
  border-top: 1px solid rgba(255,255,255,.04);
  border-bottom: 1px solid rgba(255,255,255,.04);
}

.trust-bar__viewport {
  overflow: hidden;
  mask-image: linear-gradient(to right, transparent, #000 6%, #000 94%, transparent);
  -webkit-mask-image: linear-gradient(to right, transparent, #000 6%, #000 94%, transparent);
}

.trust-bar__track {
  display: flex;
  align-items: center;
  width: max-content;
  animation: trust-marquee 30s linear infinite;
}

.trust-bar__track:hover {
  animation-play-state: paused;
}

.trust-bar__item {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  padding-inline: clamp(var(--sp-3), 3.5vw, var(--sp-5));
  white-space: nowrap;
}

.trust-bar__sep {
  color: var(--gold-500);
  font-size: .5rem;
  opacity: .4;
  flex-shrink: 0;
  user-select: none;
}

.trust-bar__value {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 2.5vw, 1.5rem);
  font-weight: 600;
  color: var(--gold-500);
  letter-spacing: -.01em;
  line-height: 1;
}

.trust-bar__label {
  font-size: .8125rem;
  color: rgba(255,255,255,.48);
  font-weight: 500;
  letter-spacing: .025em;
}

@keyframes trust-marquee {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

@media (prefers-reduced-motion: reduce) {
  .trust-bar__track {
    animation: none;
    flex-wrap: wrap;
    justify-content: center;
    width: auto;
    gap: var(--sp-4);
    padding-block: var(--sp-2);
  }
  .trust-bar__viewport {
    mask-image: none;
    -webkit-mask-image: none;
  }
  .trust-bar__item[aria-hidden="true"],
  .trust-bar__sep[aria-hidden="true"] { display: none; }
  .trust-bar__item {
    flex-direction: column;
    gap: 4px;
    text-align: center;
  }
}

/* ================================================================
   NECESIDADES
   ================================================================ */
.needs-section {
  background: var(--bg);
}

.needs-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-2);
}

@media (min-width: 600px) {
  .needs-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 1024px) {
  .needs-grid { grid-template-columns: repeat(4, 1fr); }
  .needs-grid--3 { grid-template-columns: repeat(3, 1fr); }
}

.need-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: var(--sp-3) var(--sp-3);
  transition: transform .25s var(--ease-out), box-shadow .25s var(--ease-std), border-color .25s;
  cursor: default;
}
.need-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gold-500);
}
.need-card:hover .need-card__icon {
  background: rgba(212,149,0,.15);
  border-color: rgba(212,149,0,.35);
  color: var(--gold-600);
}

.need-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--r-md);
  background: var(--navy-50);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy-700);
  margin-bottom: var(--sp-2);
  transition: background .25s, border-color .25s, color .25s;
}

.need-card__title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-900);
  margin-bottom: var(--sp-1);
  line-height: 1.3;
}

.need-card__desc {
  font-size: .875rem;
  color: var(--text-500);
  line-height: 1.6;
}

/* ================================================================
   FOOTER MÍNIMO
   ================================================================ */
.footer-min {
  background: var(--navy-950);
  padding-block: var(--sp-4);
  border-top: 1px solid rgba(255,255,255,.06);
}

.footer-min__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-1);
  text-align: center;
}

@media (min-width: 640px) {
  .footer-min__inner { flex-direction: row; justify-content: space-between; }
}

.footer-min__brand {
  font-size: 1.0625rem;
  font-weight: 700;
  color: #fff;
}
.footer-min__brand em {
  font-style: normal;
  color: var(--gold-500);
}

.footer-min__copy {
  font-size: .8125rem;
  color: rgba(255,255,255,.40);
}

/* ================================================================
   STICKY CTA MÓVIL
   ================================================================ */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 150;
  padding: var(--sp-1) var(--sp-3) calc(var(--sp-1) + env(safe-area-inset-bottom, 0px));
  background: rgba(2,8,24,.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid rgba(255,255,255,.08);
}

.sticky-cta__btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 14px var(--sp-3);
  background: var(--gold-500);
  color: var(--navy-950);
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--r-pill);
  box-shadow: var(--shadow-gold);
  text-decoration: none;
  transition: background .2s, transform .15s;
}
.sticky-cta__btn:hover {
  background: var(--gold-400);
}
.sticky-cta__btn:active {
  transform: scale(.98);
}

/* Mostrar solo en móvil (controlado también por JS) */
@media (max-width: 767px) {
  .sticky-cta { display: none; } /* JS lo maneja */
}

/* ================================================================
   UTILITIES ADICIONALES (Fase 3)
   ================================================================ */

/* Eyebrow de sección — label editorial con línea */
.section-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: .72rem;
  font-weight: 500;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: var(--gold-600);
  background: none;
  padding: 0;
  border-radius: 0;
  margin-bottom: var(--sp-2);
}
.section-eyebrow::before {
  content: '';
  display: block;
  width: 24px;
  height: 1px;
  background: currentColor;
  opacity: .6;
  flex-shrink: 0;
}

/* Botón navy para secciones oscuras */
.btn--navy {
  background: var(--navy-800);
  color: #fff;
  border-color: var(--navy-800);
}
.btn--navy:hover {
  background: var(--navy-700);
  border-color: var(--navy-700);
  transform: translateY(-2px);
  box-shadow: var(--shadow-navy);
}

/* ================================================================
   PROPUESTA DE VALOR
   ================================================================ */
.value-section {
  background: var(--navy-900);
  padding-block: var(--section-py);
}

.value-section .section-title {
  color: #fff;
}

.value-section .section-subtitle {
  color: rgba(255,255,255,.62);
}

.value-section .section-eyebrow {
  color: var(--gold-400);
}

.value-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-2);
}

@media (min-width: 640px) {
  .value-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
  .value-grid { grid-template-columns: repeat(4, 1fr); }
}

.value-card {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--r-lg);
  padding: var(--sp-3);
  transition: border-color .25s, background .25s, transform .25s var(--ease-out);
}
.value-card:hover {
  background: rgba(255,255,255,.08);
  border-color: rgba(212,149,0,.30);
  transform: translateY(-4px);
}

.value-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--r-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-2);
  flex-shrink: 0;
}
.value-card__icon--blue {
  background: rgba(46,120,212,.18);
  color: #7DAFEF;
  border: 1px solid rgba(46,120,212,.25);
}
.value-card__icon--gold {
  background: rgba(212,149,0,.18);
  color: var(--gold-400);
  border: 1px solid rgba(212,149,0,.25);
}
.value-card__icon--green {
  background: rgba(22,163,74,.18);
  color: #5DD88A;
  border: 1px solid rgba(22,163,74,.25);
}
.value-card__icon--red {
  background: rgba(200,50,63,.18);
  color: #F08090;
  border: 1px solid rgba(200,50,63,.22);
}

.value-card__title {
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: var(--sp-1);
  line-height: 1.3;
}

.value-card__desc {
  font-size: .875rem;
  color: rgba(255,255,255,.58);
  line-height: 1.65;
  margin-bottom: var(--sp-2);
}

.value-card__checks {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.value-check {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .8125rem;
  color: rgba(255,255,255,.65);
}

.value-check__dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-500);
  flex-shrink: 0;
}

.value-section .cta-center .btn--navy {
  background: var(--gold-500);
  color: var(--navy-950);
  border-color: var(--gold-500);
  box-shadow: var(--shadow-gold);
}
.value-section .cta-center .btn--navy:hover {
  background: var(--gold-400);
  border-color: var(--gold-400);
}

/* ================================================================
   CÓMO FUNCIONA — PASOS
   ================================================================ */
.steps-section {
  background: var(--bg-alt);
  padding-block: var(--section-py);
}

.steps-wrap {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-3);
  margin-bottom: var(--sp-6);
  position: relative;
}

@media (min-width: 900px) {
  .steps-wrap {
    grid-template-columns: repeat(4, 1fr);
    gap: var(--sp-2);
  }
}

.step {
  display: grid;
  grid-template-columns: 52px 1fr;
  grid-template-rows: auto 1fr;
  gap: 0 var(--sp-2);
  align-items: start;
  position: relative;
}

@media (min-width: 900px) {
  .step {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
  }
}

/* Número del paso — editorial grande */
.step__number {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 400;
  color: var(--border-mid);
  line-height: 1;
  letter-spacing: -.04em;
  margin-bottom: var(--sp-2);
  grid-column: 1;
  grid-row: 1;
  position: relative;
  z-index: 1;
  width: auto;
  height: auto;
  background: none;
  border-radius: 0;
  display: block;
  flex-shrink: 0;
  align-items: unset;
  justify-content: unset;
}

.step__number--gold {
  color: var(--gold-500);
  background: none;
}

/* Línea conectora (solo desktop) */
.step__connector {
  display: none;
}

@media (min-width: 900px) {
  .step:not(.step--last) .step__connector {
    display: block;
    position: absolute;
    top: 15px;
    left: calc(32px + 12px);
    right: calc(-100% + 32px + 12px);
    height: 2px;
    background: repeating-linear-gradient(
      90deg,
      var(--border-mid) 0,
      var(--border-mid) 6px,
      transparent 6px,
      transparent 12px
    );
  }
}

/* Icono del paso */
.step__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--r-md);
  background: var(--card);
  border: 1px solid var(--border);
  color: var(--navy-700);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-2);
  flex-shrink: 0;
  grid-column: 1;
  grid-row: 1;
  box-shadow: var(--shadow-xs);
}

@media (min-width: 900px) {
  .step__icon {
    margin-bottom: var(--sp-2);
  }
  .step__number {
    margin-bottom: 0;
    order: -1;
  }
}

/* En móvil: número editorial pequeño arriba del ícono */
@media (max-width: 899px) {
  .step__number {
    font-size: 1.75rem;
    color: var(--navy-600);
    margin-bottom: 4px;
    grid-column: 1;
    grid-row: 1;
    display: block;
  }
  .step__number--gold {
    color: var(--gold-600);
  }
  .step__icon {
    grid-column: 1;
    grid-row: 2;
    margin-bottom: 0;
  }
  .step__content {
    grid-column: 2;
    grid-row: 1 / span 2;
    padding-top: 8px;
  }
}

.step__icon--gold {
  background: var(--gold-100);
  border-color: rgba(212,149,0,.25);
  color: var(--gold-700);
}

.step__content {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

@media (min-width: 900px) {
  .step__content {
    padding-top: var(--sp-1);
  }
}

.step__title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-900);
  line-height: 1.3;
}

.step__desc {
  font-size: .875rem;
  color: var(--text-500);
  line-height: 1.65;
}

.step__time {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: .75rem;
  color: var(--text-400);
  font-weight: 500;
}

.step__badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: .75rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: var(--r-pill);
}
.step__badge--green {
  background: var(--green-100);
  color: var(--green-700);
}

.steps-cta {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-2);
}

.steps-cta__note {
  font-size: .8125rem;
  color: var(--text-400);
  max-width: 380px;
  text-align: center;
  line-height: 1.55;
}

/* ================================================================
   REQUISITOS
   ================================================================ */
.req-section {
  background: var(--bg);
  padding-block: var(--section-py);
}

.req-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-7);
}

@media (min-width: 1024px) {
  .req-inner {
    grid-template-columns: 1fr 360px;
    align-items: start;
  }
}

.req-title {
  text-align: left;
}
.req-subtitle {
  text-align: left;
  max-width: 540px;
  margin-inline: 0;
  margin-bottom: var(--sp-5);
}

.req-content .section-eyebrow {
  background: var(--navy-100);
  color: var(--navy-700);
}

.req-groups {
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
  margin-bottom: var(--sp-4);
}

.req-group__title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .9375rem;
  font-weight: 700;
  color: var(--text-700);
  margin-bottom: var(--sp-2);
  padding-bottom: var(--sp-1);
  border-bottom: 2px solid var(--border);
}

.req-group__icon {
  width: 28px;
  height: 28px;
  border-radius: var(--r-sm);
  background: var(--navy-50);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy-700);
  flex-shrink: 0;
}

.req-list {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.req-item {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-2);
}

.req-item__check {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--green-100);
  border: 1px solid rgba(22,163,74,.25);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green-600);
  flex-shrink: 0;
  margin-top: 2px;
}

.req-item strong {
  display: block;
  font-size: .9375rem;
  font-weight: 600;
  color: var(--text-900);
  line-height: 1.3;
  margin-bottom: 2px;
}

.req-item__note {
  font-size: .8125rem;
  color: var(--text-400);
  line-height: 1.5;
}

.req-disclaimer {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: .8125rem;
  color: var(--text-400);
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: var(--sp-2);
  line-height: 1.55;
}
.req-disclaimer svg {
  flex-shrink: 0;
  margin-top: 1px;
  color: var(--text-400);
}

/* Panel aside */
.req-aside {
  position: sticky;
  top: calc(var(--nav-h) + var(--sp-3));
}

.req-aside__card {
  background: var(--navy-900);
  border-radius: var(--r-xl);
  padding: var(--sp-4);
  border: 1px solid rgba(255,255,255,.06);
  box-shadow: var(--shadow-lg);
}

.req-aside__header {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-2);
  margin-bottom: var(--sp-2);
}

.req-aside__icon {
  width: 44px;
  height: 44px;
  border-radius: var(--r-md);
  background: rgba(212,149,0,.15);
  border: 1px solid rgba(212,149,0,.22);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
  flex-shrink: 0;
}

.req-aside__title {
  font-size: 1.0625rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.3;
  padding-top: 2px;
}

.req-aside__desc {
  font-size: .875rem;
  color: rgba(255,255,255,.58);
  line-height: 1.65;
  margin-bottom: var(--sp-3);
}

.req-aside__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-1);
  padding: var(--sp-2) 0;
  border-top: 1px solid rgba(255,255,255,.08);
  border-bottom: 1px solid rgba(255,255,255,.08);
  margin-bottom: var(--sp-3);
  text-align: center;
}

.req-aside__stat-val {
  display: block;
  font-family: var(--font-display);
  font-size: 1.375rem;
  font-weight: 600;
  color: var(--gold-400);
  letter-spacing: -.01em;
  line-height: 1;
  margin-bottom: 3px;
}

.req-aside__stat-lbl {
  display: block;
  font-size: .65rem;
  color: rgba(255,255,255,.45);
  text-transform: uppercase;
  letter-spacing: .04em;
}

.req-aside__note {
  margin-top: var(--sp-2);
  font-size: .75rem;
  color: rgba(255,255,255,.38);
  text-align: center;
  line-height: 1.5;
}

/* ================================================================
   SIMULADOR DE CRÉDITO
   ================================================================ */
.sim-section {
  background: var(--bg-alt);
  padding-block: var(--section-py);
}

.sim-card {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-4);
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  padding: var(--sp-4);
  box-shadow: var(--shadow-md);
}

@media (min-width: 900px) {
  .sim-card {
    grid-template-columns: 1fr 1fr;
    gap: var(--sp-6);
    padding: var(--sp-6);
  }
}

/* Inputs */
.sim-inputs {
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}

.sim-field {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}

.sim-field__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 4px;
}

.sim-label {
  font-size: .875rem;
  font-weight: 600;
  color: var(--text-700);
}

.sim-amount-badge {
  font-family: var(--font-display);
  font-size: 1.375rem;
  font-weight: 600;
  color: var(--navy-800);
  letter-spacing: -.02em;
  font-variant-numeric: tabular-nums;
}

/* Slider */
.sim-slider-wrap {
  position: relative;
  padding-block: 8px;
}

.sim-slider {
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: var(--r-pill);
  background: var(--border);
  outline: none;
  cursor: pointer;
  position: relative;
  z-index: 1;
}

.sim-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--navy-800);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(11,37,64,.30);
  cursor: grab;
  transition: transform .15s, box-shadow .15s;
}
.sim-slider::-webkit-slider-thumb:active {
  cursor: grabbing;
  transform: scale(1.15);
  box-shadow: 0 4px 16px rgba(11,37,64,.40);
}
.sim-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--navy-800);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(11,37,64,.30);
  cursor: grab;
}

/* Track progress (llenado dinámico vía JS usando scaleX) */
.sim-slider-track {
  position: absolute;
  top: 50%;
  left: 0;
  width: 100%;
  transform: translateY(-50%) scaleX(0);
  transform-origin: left;
  height: 6px;
  border-radius: var(--r-pill);
  background: linear-gradient(90deg, var(--navy-700), var(--navy-500));
  pointer-events: none;
  z-index: 0;
  transition: transform .1s;
}

.sim-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  color: var(--text-400);
  margin-top: 4px;
}

/* Botones de plazo */
.sim-plazo-group {
  display: flex;
  gap: var(--sp-1);
}

.sim-plazo-btn {
  flex: 1;
  padding: 10px 8px;
  border: 2px solid var(--border);
  border-radius: var(--r-md);
  font-size: .875rem;
  font-weight: 600;
  color: var(--text-500);
  background: transparent;
  cursor: pointer;
  transition: all .2s var(--ease-std);
  text-align: center;
}
.sim-plazo-btn:hover {
  border-color: var(--navy-600);
  color: var(--navy-800);
  background: var(--navy-50);
}
.sim-plazo-btn.is-active {
  border-color: var(--navy-800);
  background: var(--navy-800);
  color: #fff;
  box-shadow: var(--shadow-sm);
}
.sim-plazo-btn:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
}

/* Nota sobre tasa */
.sim-rate-note {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: .8rem;
  color: var(--text-400);
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: var(--sp-2);
  line-height: 1.55;
}
.sim-rate-note svg { flex-shrink: 0; margin-top: 1px; }

/* Resultado */
.sim-result {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  background: var(--navy-900);
  border-radius: var(--r-lg);
  padding: var(--sp-4);
}

.sim-result__top {
  text-align: center;
  padding-bottom: var(--sp-3);
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.sim-result__eyebrow {
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: rgba(255,255,255,.50);
  margin-bottom: var(--sp-1);
}

.sim-result__amount {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 6vw, 3.25rem);
  font-weight: 600;
  color: var(--gold-500);
  letter-spacing: -.02em;
  line-height: 1;
  margin-bottom: 6px;
  font-variant-numeric: tabular-nums;
  transition: opacity .15s;
}
.sim-result__amount.is-updating { opacity: .4; }

.sim-result__sub {
  font-size: .75rem;
  color: rgba(255,255,255,.40);
  text-transform: uppercase;
  letter-spacing: .04em;
}

/* Desglose */
.sim-breakdown {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.sim-breakdown__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: .875rem;
}

.sim-breakdown__label {
  color: rgba(255,255,255,.55);
}

.sim-breakdown__value {
  font-weight: 600;
  color: #fff;
  font-variant-numeric: tabular-nums;
}

.sim-breakdown__row--tbd {
  padding-top: 10px;
  border-top: 1px solid rgba(255,255,255,.08);
}

.sim-breakdown__tbd {
  font-size: .75rem;
  font-weight: 600;
  color: var(--gold-400);
  background: rgba(212,149,0,.12);
  border: 1px solid rgba(212,149,0,.20);
  padding: 3px 10px;
  border-radius: var(--r-pill);
}

/* Disclaimer */
.sim-disclaimer {
  font-size: .7375rem;
  color: rgba(255,255,255,.35);
  line-height: 1.55;
  text-align: center;
}

/* ================================================================
   CASOS DE USO
   ================================================================ */
.cases-section {
  background: var(--bg);
  padding-block: var(--section-py);
}

.cases-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-3);
}

@media (min-width: 640px) {
  .cases-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
  .cases-grid { grid-template-columns: repeat(4, 1fr); }
}

.case-card {
  border-radius: var(--r-lg);
  overflow: hidden;
  border: 1px solid var(--border);
  background: var(--card);
  box-shadow: var(--shadow-xs);
  transition: transform .25s var(--ease-out), box-shadow .25s var(--ease-std);
  display: flex;
  flex-direction: column;
}
.case-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.case-card:hover .case-card__img-overlay {
  opacity: 1;
}
.case-card:hover .case-card__icon {
  transform: scale(1.1);
}

.case-card__img {
  position: relative;
  height: 200px;
  display: flex;
  align-items: flex-end;
  justify-content: flex-start;
  padding: var(--sp-2);
  overflow: hidden;
}

.case-card__img--commerce {
  background: url(../img/comercio.jpeg) center 35% / cover no-repeat;
}
.case-card__img--food {
  background: url(../img/gastronomia.jpeg) center 40% / cover no-repeat;
}
.case-card__img--services {
  background: url(../img/servicios.jpeg) 65% center / cover no-repeat;
}
.case-card__img--mfg {
  background: url(../img/manufactura.jpeg) center 45% / cover no-repeat;
}

.case-card__img-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, rgba(2,8,24,.20) 0%, rgba(2,8,24,.78) 100%);
  transition: opacity .3s;
  opacity: .78;
}

.case-card__tag {
  position: absolute;
  top: var(--sp-2);
  right: var(--sp-2);
  font-size: .6875rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: #fff;
  background: rgba(255,255,255,.18);
  border: 1px solid rgba(255,255,255,.25);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  padding: 3px 10px;
  border-radius: var(--r-pill);
  z-index: 1;
}

.case-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.20);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  position: relative;
  z-index: 1;
  transition: transform .25s var(--ease-out);
}

.case-card__body {
  padding: var(--sp-3);
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
  flex: 1;
}

.case-card__title {
  font-size: .9375rem;
  font-weight: 700;
  color: var(--text-900);
  line-height: 1.3;
  text-wrap: balance;
}

.case-card__desc {
  font-size: .8375rem;
  color: var(--text-500);
  line-height: 1.65;
}

/* ================================================================
   TESTIMONIOS (placeholders)
   ================================================================ */
.testimonios-section {
  background: var(--bg);
  padding-block: var(--section-py);
}

.testimonios-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-3);
  margin-bottom: var(--sp-4);
}
@media (min-width: 640px) {
  .testimonios-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
  .testimonios-grid { grid-template-columns: repeat(3, 1fr); }
}

.testi-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: var(--sp-3);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.testi-card--placeholder {
  opacity: .65;
}

.testi-card__quote-icon {
  color: var(--gold-500);
  opacity: .5;
}

.testi-card__stars {
  display: flex;
  gap: 3px;
  color: var(--gold-500);
  font-size: .875rem;
  opacity: .4;
}

/* Skeleton lines */
@keyframes ph-shimmer {
  0%   { background-position: -400px 0; }
  100% { background-position: 400px 0; }
}

.ph-line {
  height: 12px;
  border-radius: var(--r-sm);
  background: linear-gradient(90deg, var(--border) 25%, var(--bg-alt) 50%, var(--border) 75%);
  background-size: 800px 100%;
  animation: ph-shimmer 1.8s infinite linear;
}
.ph-line--full { width: 100%; }
.ph-line--med  { width: 72%; }
.ph-line--sm   { width: 50%; }
.ph-line--xs   { width: 35%; height: 10px; }

.ph-circle {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(90deg, var(--border) 25%, var(--bg-alt) 50%, var(--border) 75%);
  background-size: 800px 100%;
  animation: ph-shimmer 1.8s infinite linear;
  flex-shrink: 0;
}

.testi-card__text-placeholder {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.testi-card__author {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  padding-top: var(--sp-1);
  border-top: 1px solid var(--border);
}

.testi-card__author-info {
  display: flex;
  flex-direction: column;
  gap: 6px;
  flex: 1;
}

.testimonios-note {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: .8125rem;
  color: var(--text-400);
  text-align: center;
  justify-content: center;
  max-width: 480px;
  margin-inline: auto;
  line-height: 1.6;
}
.testimonios-note svg {
  flex-shrink: 0;
  margin-top: 1px;
}

/* ================================================================
   TRANSPARENCIA
   ================================================================ */
.transp-section {
  background: var(--navy-950);
  padding-block: var(--section-py);
}

.transp-section__title {
  color: #fff;
}

.transp-section__subtitle {
  color: rgba(255,255,255,.60);
}

.section-eyebrow--light {
  color: var(--gold-400);
}

.transp-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-2);
}
@media (min-width: 640px) {
  .transp-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1024px) {
  .transp-grid { grid-template-columns: repeat(4, 1fr); }
}

.transp-card {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--r-lg);
  padding: var(--sp-3);
  transition: background .25s, border-color .25s, transform .25s var(--ease-out);
}
.transp-card:hover {
  background: rgba(255,255,255,.07);
  border-color: rgba(212,149,0,.25);
  transform: translateY(-4px);
}

.transp-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  background: rgba(212,149,0,.12);
  border: 1px solid rgba(212,149,0,.20);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
  margin-bottom: var(--sp-2);
}

.transp-card__title {
  font-size: .9375rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.3;
  margin-bottom: var(--sp-1);
}

.transp-card__desc {
  font-size: .875rem;
  color: rgba(255,255,255,.55);
  line-height: 1.65;
}

/* ================================================================
   FAQ ACORDEÓN
   ================================================================ */
.faq-section {
  background: var(--bg-alt);
  padding-block: var(--section-py);
}

.faq-inner {
  max-width: 760px;
}

.faq-header {
  text-align: center;
  margin-bottom: var(--sp-6);
}
.faq-header.reveal { opacity: 0; transform: translateY(28px); }
.faq-header.reveal.is-visible { opacity: 1; transform: none; }

.faq-list {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}

.faq-item {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: border-color .2s, box-shadow .2s;
}
.faq-item:hover {
  border-color: var(--border-mid);
}
.faq-item.is-open {
  border-color: var(--navy-600);
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-3);
  padding: var(--sp-2) var(--sp-3);
  background: none;
  border: none;
  text-align: left;
  cursor: pointer;
  font-size: .9375rem;
  font-weight: 600;
  color: var(--text-900);
  line-height: 1.4;
  transition: color .2s;
}
.faq-question:hover {
  color: var(--navy-800);
}
.faq-item.is-open .faq-question {
  color: var(--navy-800);
}
.faq-question:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: -2px;
  border-radius: var(--r-md);
}

.faq-icon {
  flex-shrink: 0;
  color: var(--text-400);
  transition: transform .3s var(--ease-out), color .2s;
  display: flex;
  align-items: center;
}
.faq-item.is-open .faq-icon {
  transform: rotate(180deg);
  color: var(--navy-700);
}

/* Acordeón sin animar height — usa grid-template-rows */
.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .32s var(--ease-std);
}
.faq-item.is-open .faq-answer {
  grid-template-rows: 1fr;
}

.faq-answer__inner {
  overflow: hidden;
}

.faq-answer__inner p {
  padding: 0 var(--sp-3) var(--sp-3);
  font-size: .9rem;
  color: var(--text-500);
  line-height: 1.7;
}
.faq-answer__inner p strong {
  color: var(--text-900);
  font-weight: 600;
}

/* CTA del FAQ */
.faq-cta {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-2);
  margin-top: var(--sp-5);
  padding-top: var(--sp-5);
  border-top: 1px solid var(--border);
  text-align: center;
}

.faq-cta__text {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-700);
}

/* ================================================================
   FORMULARIO PROGRESIVO
   ================================================================ */
.form-section {
  background: var(--navy-900);
  padding-block: var(--section-py);
}

.form-section .section-title { color: #fff; }
.form-section .section-subtitle { color: rgba(255,255,255,.62); }
.form-section .section-eyebrow {
  background: rgba(212,149,0,.15);
  color: var(--gold-400);
}

.form-container {
  max-width: 860px;
}

.form-card {
  background: var(--card);
  border-radius: var(--r-xl);
  padding: var(--sp-4);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
}

@media (min-width: 640px) {
  .form-card { padding: var(--sp-6); }
}

/* Progreso */
.form-progress {
  margin-bottom: var(--sp-5);
}

.form-progress__steps {
  display: flex;
  align-items: center;
  gap: 0;
}

.form-progress__step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex-shrink: 0;
}

.form-progress__dot {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--bg-alt);
  border: 2px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all .3s var(--ease-std);
  position: relative;
}

.form-progress__num {
  font-size: .8125rem;
  font-weight: 700;
  color: var(--text-400);
  transition: opacity .2s;
}

.form-progress__check {
  position: absolute;
  opacity: 0;
  transition: opacity .2s;
}

.form-progress__step.is-active .form-progress__dot {
  background: var(--navy-800);
  border-color: var(--navy-800);
  box-shadow: 0 0 0 4px rgba(11,37,64,.12);
}
.form-progress__step.is-active .form-progress__num { color: #fff; }

.form-progress__step.is-done .form-progress__dot {
  background: var(--green-600);
  border-color: var(--green-600);
}
.form-progress__step.is-done .form-progress__num { opacity: 0; }
.form-progress__step.is-done .form-progress__check { opacity: 1; }

.form-progress__label {
  font-size: .7rem;
  font-weight: 600;
  color: var(--text-400);
  text-transform: uppercase;
  letter-spacing: .04em;
  white-space: nowrap;
}
.form-progress__step.is-active .form-progress__label { color: var(--navy-800); }
.form-progress__step.is-done .form-progress__label  { color: var(--green-700); }

.form-progress__line {
  flex: 1;
  height: 2px;
  background: var(--border);
  margin-bottom: 22px;
  transition: background .4s;
  min-width: 20px;
}
.form-progress__line.is-done { background: var(--green-600); }

/* Pasos */
.form-step {
  display: none;
  border: none;
  padding: 0;
  margin: 0;
  animation: fade-up .3s var(--ease-std) both;
}
.form-step.is-active { display: block; }
.form-step__legend { display: none; }

/* Fields */
.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-2);
}
@media (min-width: 640px) {
  .form-row { grid-template-columns: 1fr 1fr; }
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: var(--sp-2);
}

.form-label {
  font-size: .875rem;
  font-weight: 600;
  color: var(--text-700);
}

.form-required { color: var(--red-500); margin-left: 2px; }

.form-input,
.form-select {
  width: 100%;
  padding: 11px var(--sp-2);
  border: 1.5px solid var(--border);
  border-radius: var(--r-md);
  font-size: .9375rem;
  font-family: var(--font);
  color: var(--text-900);
  background: var(--bg);
  outline: none;
  transition: border-color .2s, box-shadow .2s;
  -webkit-appearance: none;
  appearance: none;
}
.form-input::placeholder { color: var(--text-300); }
.form-input:focus,
.form-select:focus {
  border-color: var(--navy-600);
  box-shadow: 0 0 0 3px rgba(30,82,184,.15);
  background: var(--card);
}
.form-input.is-error,
.form-select.is-error {
  border-color: var(--red-500);
  box-shadow: 0 0 0 3px rgba(200,50,63,.12);
}
.form-input.is-valid,
.form-select.is-valid {
  border-color: var(--green-600);
}

/* Select wrapper */
.form-select-wrap {
  position: relative;
}
.form-select { padding-right: 40px; cursor: pointer; }
.form-select-icon {
  position: absolute;
  right: 12px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-400);
  pointer-events: none;
}

/* Radio group */
.form-inline-fieldset { border: none; padding: 0; margin: 0; }
.form-radio-group {
  display: flex;
  gap: var(--sp-2);
  flex-wrap: wrap;
}
.form-radio {
  display: flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  font-size: .9375rem;
  color: var(--text-700);
  user-select: none;
}
.form-radio input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}
.form-radio__box {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid var(--border-mid);
  background: var(--bg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: border-color .2s, background .2s;
}
.form-radio__box::after {
  content: '';
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--navy-800);
  opacity: 0;
  transform: scale(0);
  transition: opacity .2s, transform .2s var(--ease-out);
}
.form-radio input[type="radio"]:checked + .form-radio__box {
  border-color: var(--navy-800);
  background: var(--navy-50);
}
.form-radio input[type="radio"]:checked + .form-radio__box::after {
  opacity: 1;
  transform: scale(1);
}
.form-radio input[type="radio"]:focus-visible + .form-radio__box {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
}

/* Checkbox */
.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  cursor: pointer;
}
.form-checkbox input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}
.form-checkbox__box {
  width: 20px;
  height: 20px;
  border-radius: var(--r-xs);
  border: 2px solid var(--border-mid);
  background: var(--bg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  transition: border-color .2s, background .2s;
}
.form-checkbox__box::after {
  content: '';
  width: 10px;
  height: 7px;
  border-left: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(-45deg) scale(0);
  transition: transform .18s var(--ease-out);
  margin-top: -2px;
}
.form-checkbox input:checked + .form-checkbox__box {
  background: var(--navy-800);
  border-color: var(--navy-800);
}
.form-checkbox input:checked + .form-checkbox__box::after {
  transform: rotate(-45deg) scale(1);
}
.form-checkbox input:focus-visible + .form-checkbox__box {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
}
.form-checkbox__text {
  font-size: .8375rem;
  color: var(--text-500);
  line-height: 1.6;
}
.form-checkbox__text strong { color: var(--text-900); }

/* Errores */
.form-error {
  font-size: .78rem;
  color: var(--red-500);
  font-weight: 500;
  min-height: 0;
  display: block;
}
.form-error:empty { display: none; }

/* Link en formulario */
.form-link {
  color: var(--navy-600);
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* Navegación pasos */
.form-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: var(--sp-3);
  padding-top: var(--sp-3);
  border-top: 1px solid var(--border);
  gap: var(--sp-2);
}

/* Submit con spinner */
.submit-spinner {
  display: none;
  width: 16px;
  height: 16px;
  border: 2px solid rgba(11,37,64,.3);
  border-top-color: var(--navy-950);
  border-radius: 50%;
  animation: spin .7s linear infinite;
}
@keyframes spin {
  to { transform: rotate(360deg); }
}
#submitBtn.is-loading .submit-label { opacity: .7; }
#submitBtn.is-loading .submit-spinner { display: block; }
#submitBtn:disabled { opacity: .75; cursor: not-allowed; }

/* Éxito */
.form-success {
  display: none;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-3);
  text-align: center;
  padding: var(--sp-6) var(--sp-4);
  animation: fade-up .4s var(--ease-std) both;
}
.form-success:not([hidden]) { display: flex; }

.form-success__icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--green-100);
  border: 2px solid rgba(22,163,74,.25);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green-600);
}

.form-success__title {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 600;
  color: var(--text-900);
}

.form-success__desc {
  font-size: .9375rem;
  color: var(--text-500);
  line-height: 1.7;
  max-width: 440px;
}

.form-success__note {
  font-size: .8125rem;
  color: var(--text-400);
  max-width: 400px;
  line-height: 1.6;
}

.form-disclaimer-bottom {
  margin-top: var(--sp-3);
  text-align: center;
  font-size: .78rem;
  color: rgba(255,255,255,.40);
  max-width: 560px;
  margin-inline: auto;
  line-height: 1.6;
}

/* ================================================================
   CTA FINAL
   ================================================================ */
.cta-final-section {
  background: var(--navy-950);
  padding-block: var(--section-py);
  position: relative;
  overflow: hidden;
}

.cta-final-section__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 80% 50%, rgba(30,82,184,.30) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 10% 70%, rgba(212,149,0,.12) 0%, transparent 60%);
  pointer-events: none;
}

.cta-final-inner {
  position: relative;
  z-index: 1;
  max-width: 680px;
}

.cta-final-content { text-align: center; }

.cta-final__title {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 6vw, 3.75rem);
  font-weight: 600;
  color: #fff;
  letter-spacing: -.02em;
  line-height: 1.06;
  text-wrap: balance;
  margin-bottom: var(--sp-2);
}

.cta-final__sub {
  font-size: 1.0625rem;
  color: rgba(255,255,255,.65);
  line-height: 1.7;
  text-wrap: balance;
  margin-bottom: var(--sp-4);
}

.cta-final__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-2);
  justify-content: center;
  margin-bottom: var(--sp-4);
}

.cta-final__trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-2) var(--sp-3);
  justify-content: center;
}

.cta-final__trust span {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .8125rem;
  color: rgba(255,255,255,.55);
  font-weight: 500;
}
.cta-final__trust svg { color: var(--gold-500); }

/* ================================================================
   FOOTER COMPLETO
   ================================================================ */
.footer {
  background: var(--navy-950);
  border-top: 1px solid rgba(255,255,255,.06);
}

.footer__top {
  padding-block: var(--sp-7) var(--sp-6);
}

.footer__top-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-6);
}
@media (min-width: 768px) {
  .footer__top-inner { grid-template-columns: 280px 1fr; }
}

/* Marca */
.footer__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  margin-bottom: var(--sp-2);
}

.footer__logo-mark {
  width: 34px;
  height: 34px;
  border-radius: var(--r-sm);
  background: var(--gold-500);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.footer__logo-name {
  font-size: 1.0625rem;
  font-weight: 700;
  color: #fff;
}
.footer__logo-name em { font-style: normal; color: var(--gold-500); }

.footer__brand-desc {
  font-size: .875rem;
  color: rgba(255,255,255,.50);
  line-height: 1.65;
  max-width: 260px;
  margin-bottom: var(--sp-3);
}

.footer__wa {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .875rem;
  font-weight: 600;
  color: #25D366;
  background: rgba(37,211,102,.10);
  border: 1px solid rgba(37,211,102,.20);
  padding: 8px 16px;
  border-radius: var(--r-pill);
  text-decoration: none;
  transition: background .2s, border-color .2s;
}
.footer__wa:hover {
  background: rgba(37,211,102,.18);
  border-color: rgba(37,211,102,.35);
}

/* Columnas de nav */
.footer__nav {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-4);
}
@media (min-width: 640px) {
  .footer__nav { grid-template-columns: repeat(3, 1fr); }
}

.footer__col-title {
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .07em;
  text-transform: uppercase;
  color: rgba(255,255,255,.40);
  margin-bottom: var(--sp-2);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer__link {
  font-size: .875rem;
  color: rgba(255,255,255,.60);
  text-decoration: none;
  transition: color .2s;
  line-height: 1.4;
}
.footer__link:hover { color: #fff; }

/* Bottom bar */
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,.06);
  padding-block: var(--sp-3);
}

.footer__bottom-inner {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}
@media (min-width: 768px) {
  .footer__bottom-inner { flex-direction: row; justify-content: space-between; align-items: center; }
}

.footer__copy {
  font-size: .8125rem;
  color: rgba(255,255,255,.40);
  white-space: nowrap;
}

.footer__legal {
  font-size: .73rem;
  color: rgba(255,255,255,.28);
  line-height: 1.5;
  max-width: 520px;
}

/* ================================================================
   BOTÓN FLOTANTE WHATSAPP
   ================================================================ */
.wa-fab {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 100;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25D366;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,.40), 0 2px 8px rgba(0,0,0,.20);
  text-decoration: none;
  transition: transform .2s var(--ease-out), box-shadow .2s;
  overflow: visible;
}
.wa-fab:hover {
  transform: scale(1.1);
  box-shadow: 0 8px 32px rgba(37,211,102,.50), 0 2px 8px rgba(0,0,0,.20);
}
.wa-fab:focus-visible {
  outline: 3px solid var(--gold-500);
  outline-offset: 3px;
}

.wa-fab__tooltip {
  position: absolute;
  right: calc(100% + 12px);
  top: 50%;
  transform: translateY(-50%);
  background: var(--navy-900);
  color: #fff;
  font-size: .78rem;
  font-weight: 600;
  white-space: nowrap;
  padding: 6px 12px;
  border-radius: var(--r-pill);
  box-shadow: var(--shadow-md);
  pointer-events: none;
  opacity: 0;
  transition: opacity .2s;
}
.wa-fab__tooltip::after {
  content: '';
  position: absolute;
  left: 100%;
  top: 50%;
  transform: translateY(-50%);
  border: 5px solid transparent;
  border-left-color: var(--navy-900);
}
.wa-fab:hover .wa-fab__tooltip { opacity: 1; }

/* En móvil con sticky-cta activa, subir el FAB */
body.has-sticky-cta .wa-fab {
  bottom: calc(72px + 16px);
}

/* ================================================================
   FASE 7 — AUDITORÍA: RESPONSIVE, TOUCH Y UX
   ================================================================ */

/* touch-action: manipulation elimina el delay de 300ms en móvil */
.btn,
.nav__burger,
.sim-plazo-btn,
.faq-question,
.form-radio,
.form-checkbox,
.wa-fab,
.sticky-cta__btn {
  touch-action: manipulation;
}

/* Foco visible global coherente */
:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
}

/* Estado de foco del formSuccess cuando recibe focus programático */
.form-success:focus {
  outline: none;
}

/* ── 375px — iPhone SE / iPhone mini ───────────────────── */
@media (max-width: 389px) {

  /* Hero — Cormorant se lee bien desde 2.5rem */
  .hero__title { font-size: 2.5rem; }
  .hero__ctas  { flex-direction: column; }
  .hero__ctas .btn { width: 100%; justify-content: center; }

  /* Simulador — botones de plazo apilados si no caben */
  .sim-plazo-group { flex-wrap: wrap; }
  .sim-plazo-btn   { flex: 1 1 auto; min-width: 80px; }

  /* Formulario — nav en columna inversa */
  .form-nav { flex-direction: column-reverse; gap: var(--sp-1); }
  .form-nav .btn { width: 100%; justify-content: center; }

  /* Steps en el formulario — etiquetas ocultas para ahorrar espacio */
  .form-progress__label { display: none; }
  .form-progress__line  { min-width: 12px; }

  /* Pasos del proceso — icono más pequeño */
  .step__icon { width: 44px; height: 44px; }

  /* CTA final — acciones en columna */
  .cta-final__actions { flex-direction: column; }
  .cta-final__actions .btn { width: 100%; justify-content: center; }
}

/* ── 390–414px — iPhone 14 / Plus ──────────────────────── */
@media (min-width: 390px) and (max-width: 479px) {
  .hero__title { font-size: 2.75rem; }
}

/* ── 768px — tablet portrait ───────────────────────────── */
@media (min-width: 768px) and (max-width: 899px) {
  /* Steps: 2 columnas en tablet, luego 4 en desktop */
  .steps-wrap { grid-template-columns: 1fr 1fr; }
  /* Ocultar connector en tablet 2-col */
  .step__connector { display: none; }
}

/* ── Reduced motion ─────────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
    scroll-behavior: auto !important;
  }
  .dash__card,
  .dash__float--1,
  .dash__float--2 { animation: none; }
  .ph-line,
  .ph-circle      { animation: none; }
}

/* ── Impresión ──────────────────────────────────────────── */
@media print {
  #navbar,
  .sticky-cta,
  .wa-fab,
  .hero__visual,
  .cta-final-section { display: none; }
  body { font-size: 12pt; color: #000; background: #fff; }
  a[href]::after { content: " (" attr(href) ")"; font-size: 10pt; }
}

/* ── Overflow control global ────────────────────────────── */
.container,
.sim-card,
.form-card,
.req-aside__card {
  overflow-x: auto;
}

/* Asegurar que tablas y bloques anchos no rompan el layout */
table, pre, code {
  max-width: 100%;
  overflow-x: auto;
}